Merchant MentorMerchant MentorStandardized annual data for a $1.2M volume merchant. We track SaaS overhead, contractual lock-ins, and "Shadow Taxes" hidden in processing rates.
$79.99
No Contract
Interchange + 0.15%
+$12,440.12
$99.99+
No Contract
Interchange + (Subscription)
+$5,050
$0
No Contract
Interchange
+$4,600
$59+
No Contract
Interchange
+$4,460
$69 - $199
Monthly
Tiered / Fixed
+$2,400
$0 - $60
Monthly
2.6% + 10¢ Fixed
Baseline
$39 - $89
No Contract
Fixed Rate
+$1,200
$69+
Monthly
Fixed Rate
+$560
$39+
Monthly
Fixed Rate
+$770
$0 - $165
2-3 Years Lock
Flat / Fixed Rate
-$840.12
$99+
Multi-Year
Quote Dependent
Variable
$0 - 29.99
3-5 Years Lock
Proprietary Lock-in
-$10,500*
* Annual benchmark based on $1.2M processing volume. Loss includes hidden markups & hardware locks.
Upload your processing statement to unlock the wheel. Prizes include full hardware suites, service credits, or bonus spins.
Free Hardware ($3k+)
100% Free - No Purchase Necessary